Flagship Checking & Money Market Accounts to Suit Every Business
Whether you're a Sole Proprietor, small business or large corporation, Flagship Bank has a variety of business checking and money market accounts to suit you.
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Business Plus Checking
Features and benefits:
- $100 Minimum to Open
- $10 Monthly Maintenance Fee; maintenance fee can be avoided by maintaining a $10,000 minimum daily balance or a $20,000 average daily balance
- 300 FREE Combined Debits, Credits, Deposited Items per month then .25 per item*
- FREE Online Banking and Bill Pay**
- FREE Debit MasterCard
- Check Imaged Statement
- Reduced Fee on Wires and Stop Payments originated through online banking
- FREE First $10,000 Cash Deposited Per Month, then .15 per $100
* Items include ACH, deposits and deposited items, checks paid, ATM Transactions, point-of-sale purchases.
** No monthly service charge 20 free bill payments per month then .55 per payment
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Commercial Analysis Checking
With Commercial Analysis Checking, we take a detailed snapshot of your activity each month to determine your monthly fee. In addition, your fee may be reduced with an earnings credit based on the collected balance.
- $100 Minimum Deposit to Open
- $13.50 Monthly Maintenance Fee
- .10 per deposited/credit item
- .15 per check/debit item
- .20 per deposit
- .15 per $100 of currency
- .15 per $100 of rolled coin
- FREE Online Banking
- FREE Debit MasterCard
- Check Imaged Statement
- Negative collected rate, Prime +3%
An Earnings Credit based on account balance is used to help offset service charges each month.
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Commercial Money Market
Increase your earnings potential and still maintain full access to your funds. With our Commercial Money Market Account you can have the best of both worlds!
- $100 minimum deposit to open
- Tiered interest rate structure
- Interest compounded daily
- $1,000 minimum collected balance needed to earn interest
- $10 monthly maintenance Fee; maintenance fee can be avoided by maintaining a $2,500 minimum daily balance or a $5,000 average daily balance.
- Six (6) preauthorized debit transactions or debits by check or draft to a third party allowed per monthly statement cycle. Additional debits or checks/drafts are $10 each regardless of balance
- FREE Online Banking
- Check Imaged Statement
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IOTA Checking
Are you an Attorney in need of a Trust Account? Do you want that Trust Account to earn interest on a tiered rate structure? Then our IOTA Checking Account is for you!
- $100 Minimum Deposit to Open
- Tiered Interest Rate Structure
- Interest Compounded Daily
- $1,000 Minimum Collected Balance Needed to Earn Interest
- $13.50 Monthly Maintenance Fee
- .15 per check/debit item
- .20 per deposit
- FREE Online Banking
- Check Imaged Statement
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Non-Profit Checking
As our way of saying “Thank you” for supporting our communities, we have designed a no monthly maintenance fee checking account for small non-profit organizations.
- $100 Minimum Deposit to Open
- No Minimum Balance Requirement
- No Monthly Maintenance Fee
- No Per Item Fees
- FREE Online Banking
- Check Imaged Statement
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Premium Business Checking
Features and benefits:
- $100 minimum to open
- $20.00 monthly maintenance fee; maintenance fee can be avoided by maintaining a $20,000 minimum daily balance or a $40,000 average daily balance
- 600 FREE combined debits, credits, deposited items per month then .25 per item*
- FREE Online Banking with Bill Pay**
- FREE Debit MasterCard
- Check Imaged Statement
- Reduced fee on Wires and Stop Payments originated through online banking
- FREE First $10,000 cash deposited per month, then .15 per $100
* Items include ACH, deposits and deposited items, checks paid, ATM Transactions, point-of-sale purchases.
** No monthly service charge 20 free bill payments per month then .55 per payment.
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Relationship Commercial Money Market
Enjoy the same great benefits as our Commercial Money Market but at a higher rate...because we value you and your banking relationship.
- $100 minimum deposit to open
- Earn a preferred rate with an Active* Flagship Checking Account
- Tiered interest rate structure
- Interest compounded daily
- $1,000 Minimum Collected Balance needed to earn interest
- $10 Monthly Maintenance Fee; maintenance fee can be avoided by maintaining a $2,500 minimum daily balance or a $5,000 average daily balance.
- Six (6) preauthorized debit transactions or debits by check or draft to third party allowed per monthly statement cycle. Additional debits or checks/drafts are $10 each regardless of balance
- FREE Online Banking
- Check Imaged Statement
*Active checking account required to qualify for Flagship Relationship products. Active is defined as an account that is not inactive and has had transaction activity during a nine month period.
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Small Business Checking
Focus on your business’s bottom line instead of your bank statement’s bottom line. Enjoy HASSLE-FREE Banking with our Small Business Checking Account!
- $100 Minimum Deposit to Open
- No Minimum Balance Requirement
- No Monthly Maintenance Fee
- FREE First $10,000 cash Deposited Per Month, then .15 per $100
- 200 FREE Combined Debits, Credits, Deposited Items per month, then .25 per item*
- FREE Online Banking with Bill Pay**
- FREE Debit MasterCard
- Check Imaged Statement
* Items include ACH, deposits and deposited items, checks paid, ATM Transactions, point-of-sale purchases
** No monthly service charge, 20 free bill payments per month, then .55 per payment
