WHAT DOES FLAGSHIP BANK DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and Income
• Account Balance and Payment History
• Transaction History and Account Transactions

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Flagship Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Flagship Bank share your information? Can you limit this sharing?

1. For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus:
   Yes, Flagship Bank shares
   No, you cannot limit this sharing
2. For our marketing purposes— to offer our products and services to you:
   Yes, Flagship Bank shares
   No, you cannot limit this sharing
3. For joint marketing with other financial companies:
   Yes, Flagship Bank shares
   No, you cannot limit this sharing
4. For our affiliates’ everyday business purposes— information about your transactions and experiences:
   No, Flagship Bank does NOT share
5. For our affiliates’ everyday business purposes— information about your creditworthiness
   No, Flagship Bank does NOT share
6. For non-affiliates to market to you
   No, Flagship Bank does NOT share

Q. How does Flagship Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Q. How does Flagship Bank collect my personal information?

We collect your personal information, for example, when you

• Open an account or deposit money
• Seek advice about investments or apply for a loan
• Tell us about your investment or retirement portfolio

We also collect your personal information from others such as credit bureaus or other companies.

Q. Why can’t I limit all sharing?

Federal law gives you the right to limit only:

• Sharing for affiliates’ everyday business purposes—information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates – Companies related by common ownership or control. They can be financial and nonfinancial companies. Flagship Bank does not share with our affiliates.

Nonaffiliates – Companies not related by common ownership or control. They can be financial and nonfinancial companies. Flagship Bank does not share with non-affiliates so they can market to you.

Joint marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Our joint marketing partners include Credit Card, Merchant Services, and Marketing Companies.

Do you have Questions? Contact Us